Do College Credits Expire?

by Leah Gomes and Rebecca Williams, with contributions from Rachel Brumfield
You’ve decided to go back to school, but it’s been years since you first set foot in a college class. You might be wondering: Are your college credits from years or even decades ago still transferable? Or did they expire somewhere along the way?
In this article, George Fox University’s college enrollment experts Leah Gomes and Rebecca Williams share what they know from working with hundreds of students and reviewing countless transcripts.
How long do college credits last?
College credits don’t expire – whether your older college credits are accepted really depends on the policies of the school you’re transferring to. Some institutions have very transfer-friendly policies and are more generous in the credits they accept. Others are more strict about what credits they’ll accept.
At George Fox University, we accept nearly all college credits toward bachelor’s degrees in our accelerated online degrees program.
If the college or university that you attended closed, there should be a designated custodial school that preserves its student academic records now. You can find a list of custodial schools in your state through a simple internet search (see what this page looks like for Oregon, our state). Keep in mind, if the college lost its accreditation before closing, that could affect your ability to transfer the credits you earned.
Some programs of study may have more selective time limits on prerequisite course credits. For instance, a nursing program may require that transferred prerequisites be completed within the past few years to ensure that students have up-to-date foundational knowledge and skills.
Do college credits expire if you don’t graduate?
It depends on the program. In most cases, the credits won’t expire, but they might not count toward major requirements in the same way they did when you attended the institution.
For example, if you completed half the requirements for a psychology major years ago, you may find that they won’t satisfy the same requirements later, as requirements for majors can change over the years and between institutions. In this case, these credits will usually transfer as elective credits.
How long do colleges keep transcripts?
Colleges keep transcripts for all time, as long as they are still in operation. If a college does close, the transcripts go to a custodial school.
Be sure to keep track of name changes and note any other names you may have had while attending college. You may be asked for proof of identity to receive credit for credits earned under a different name.
How do you find out how many credits you’ve earned at a college?
To find out how many credits you’ve earned at a school, look at your unofficial transcript, which is usually free and available through your online student portal at that institution. If you need help finding your unofficial or official transcripts, the registrar’s office at the university can help answer your questions.
Quarter Credits vs. Semester Credits
Some colleges are on a quarter system and some are on a semester system. You usually need at least 120 semester credits or 180 quarter credits to earn a bachelor’s degree.
If you transfer between a quarter and semester school, a conversion rate will be applied to your credits, since credits are weighted differently in each system. A quarter credit is usually two-thirds of a semester credit.
To get an idea of how credits earned in the quarter system will convert to the semester system, you can multiply quarter credits by .67 to determine the number of semester credits.
Can you transfer credits out of state?
Most schools will accept out-of-state credits, as long as they are from a regionally accredited institution, but it depends on the school.
Credits from international colleges are subject to external service reviews, which are conducted by a third-party organization. Through the evaluation process, credits are usually converted to U.S. semester credits. Generally, it is up to the student to cover the cost of the external service review, which can cost up to $500.
Can you transfer credits from a completed degree?
Yes, if you’ve completed a qualifying associate’s degree, those credits will generally transfer directly toward your bachelor’s degree.
Related: How to Go from an Associate's Degree to a Bachelor's Degree
Likewise, credits from a bachelor’s degree completed at a regionally accredited university usually count toward the general education and elective credit requirements for a second bachelor’s degree.
For example, if you are earning a postbaccalaureate bachelor’s degree, in many cases your first bachelor’s degree will meet the general education requirements and you’ll only need to complete the courses that are specific to your major.
How can I find out how my credits will transfer?
At George Fox University, you can request a free transcript review by simply filling out the form below. Our admissions team will meet with you virtually and walk you through how your credits will apply toward our accelerated online bachelor’s degree program, when you’ll graduate, and how much it will cost.
